Legal & Regulatory
Effective Date: September 19, 2026
Last Updated: September 19, 2026
These Terms & Conditions ("Terms") govern your access to and use of www.myniveshak.com ("Website"), operated by MyNiveshak ("MyNiveshak", "we", "us" or "our").
By accessing or using this Website, you acknowledge that you have read, understood and agreed to these Terms. If you do not agree with these Terms, please do not use the Website.
You may use the Website only for lawful purposes and in accordance with these Terms.
You must not:
MyNiveshak currently provides information and/or services relating to:
The availability, scope and terms of any service may vary depending on the client's requirements, eligibility, applicable regulations and the terms of the relevant service provider.
Financial Planning services may involve discussions relating to financial goals, investments, risk considerations, taxation, insurance, retirement and other relevant financial matters, depending on the agreed scope of service.
Information and educational content available on the Website does not automatically constitute personalised financial advice.
Any financial decision should be considered in the context of the individual's financial circumstances, objectives, risk considerations and applicable requirements.
Information or assistance relating to Loan Against Mutual Funds (LAMF) may involve third-party lenders or financial institutions.
The relevant lender or financial institution determines loan approval, eligibility, interest rate, loan amount, tenure, loan-to-value ratio, documentation requirements and other applicable terms.
MyNiveshak does not guarantee loan approval or any particular lending outcome.
Tax Planning services and information are based on applicable tax provisions and information available at the relevant time.
Tax laws, regulations and interpretations may change from time to time.
The applicability of any tax provision depends on the individual's circumstances and the law applicable at the relevant time.
Users should obtain appropriate professional tax or legal advice where their individual circumstances require specialised advice.
P2P Lending involves financial risks, including credit, liquidity and other risks.
The repayment of loans or achievement of any particular return through a P2P platform cannot be guaranteed by MyNiveshak.
Users should review the relevant P2P platform's terms, risk disclosures, fees and applicable regulatory information before making any decision.
Where the Website contains information relating to mutual funds, such information is provided subject to applicable regulatory requirements.
Mutual Fund investments are subject to market risks, read all the related documents carefully before investing.
Past performance or historical information, where mentioned, should not be considered a guarantee of future results.
The Website may contain:
Unless expressly stated otherwise, such content is provided for general informational and educational purposes.
Information available on the Website may not be suitable for every individual and should not be relied upon as a substitute for reviewing relevant documents or obtaining appropriate professional advice.
MyNiveshak does not guarantee:
Unless otherwise stated, the text, graphics, logo, images, videos, designs, layouts and other content available on the Website are owned by or lawfully used by MyNiveshak.
You may not reproduce, distribute, modify, publish, transmit or commercially exploit such content without prior written permission, except where permitted by applicable law.
The Website may contain links to third-party websites, financial institutions, lenders, P2P platforms or other service providers.
MyNiveshak does not control and is not responsible for the content, availability, security, terms or privacy practices of third-party websites or services.
Your use of any third-party website or service is subject to its respective terms, conditions and policies.
When submitting information through the Website, you agree to provide information that is accurate and not misleading.
You should avoid submitting confidential, sensitive or unnecessary personal information unless it is reasonably required for your enquiry or requested service.
Personal information submitted through the Website is handled in accordance with our Privacy Policy.
We aim to maintain the Website in working condition; however, we do not guarantee that the Website will always be available, uninterrupted or error-free.
The Website may become temporarily unavailable due to maintenance, technical issues, upgrades, security concerns or circumstances beyond our reasonable control.
To the maximum extent permitted by applicable law, MyNiveshak shall not be responsible for losses arising solely from reliance on general information available on the Website or from financial decisions made without considering individual circumstances, applicable risks and relevant official documentation.
Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.
MyNiveshak may update or modify these Terms from time to time.
The revised Terms will become effective when published on this page, unless otherwise stated.
You are encouraged to review this page periodically for any updates.
These Terms shall be governed by and interpreted in accordance with the applicable laws of India.
Subject to applicable law, disputes relating to these Terms or the Website shall be subject to the jurisdiction of the appropriate courts having jurisdiction over Indore, Madhya Pradesh, India.
For questions regarding these Terms & Conditions, please contact:
MyNiveshak
Website: www.myniveshak.com
Phone: +91 9340053465
Alternate: +91 9340461599
Email: [email protected]
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