Disclosure

About MyNiveshak

MyNiveshak provides financial planning and related financial services based on the requirements, objectives and circumstances of its clients.

Our current services include:

• Financial Planning
• Loan Against Mutual Funds (LAMF)
• Tax Planning
• P2P Lending

The scope and availability of these services may vary depending on the client's requirements, eligibility, applicable regulations and the terms and conditions of the relevant service or provider.

AMFI Registration

Piyush Jain is registered with AMFI under ARN-140309.

The AMFI registration stated above relates to the applicable registration of Piyush Jain. The registration should not be interpreted as a representation that MyNiveshak itself is registered with AMFI, unless specifically applicable and stated otherwise.

Where mutual fund-related activities are undertaken, applicable AMFI, SEBI and other regulatory requirements shall apply.

AMFI states that ARN is a unique registration number allotted to an individual or entity, and that obtaining an ARN does not by itself authorize business with every mutual fund unless the relevant requirements, including applicable AMC empanelment, are fulfilled.

Financial Planning

Financial Planning may involve discussions relating to financial goals, investments, risk considerations, taxation, insurance, retirement and other relevant financial matters, depending on the scope agreed with the client.

Information published on the MyNiveshak website, including articles, blogs, videos and other educational content, is provided for general informational and educational purposes and should not automatically be considered personalised financial advice.

Financial decisions should be made after considering the client's individual circumstances, objectives, risk considerations and applicable requirements.

Loan Against Mutual Funds (LAMF)

Information or assistance relating to Loan against Mutual Funds (LAMF) may involve a third-party lender or financial institution.

Loan approval, interest rate, tenure, loan-to-value ratio, eligibility, documentation and other lending terms are determined by the relevant lender or financial institution.

MyNiveshak does not guarantee loan approval or any particular loan terms.

Tax Planning

Tax Planning services are intended to assist clients in understanding and planning their financial affairs with consideration of applicable tax provisions.

Tax laws and regulations may change from time to time. The applicability of any tax provision depends on the individual's circumstances and the law applicable at the relevant time.

Any tax-related information provided through the website or other general educational content should not be treated as a substitute for professional tax or legal advice where such advice is required.

P2P Lending

P2P Lending involves financial risks, including credit risk, liquidity risk and other risks.

Clients and users should review the relevant P2P platform's terms, risk disclosures, fees, applicable regulatory information and other relevant documents before making any decision.

No specific return, repayment or financial outcome is guaranteed.

Compensation and Relationships

Where applicable, MyNiveshak and/or the relevant person, institution, platform or service provider may receive fees, commission, remuneration or other permitted consideration in connection with certain financial products or services.

Where applicable, relevant relationships, arrangements or potential conflicts of interest will be disclosed in accordance with applicable requirements.

No Guarantee

MyNiveshak does not guarantee:

• Any specific investment return
• Achievement of any particular financial goal
• Loan approval
• Any particular loan terms
• Specific tax savings or tax outcomes
• Any specific P2P return or repayment
• Any particular financial result

Past performance or historical information, where mentioned, should not be understood as a guarantee of future results.

Contact

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